The rule was a useful first draft when Elizabeth Warren wrote it down in 2005. Two recessions, one pandemic, and a 41% rent increase later, the percentages quietly stopped working. Here is what I keep on a sticky note above my desk instead.
Dividend investing has a beginner trap that the introductory articles tend to skip: the highest-yielding stocks are usually high-yielding for a reason, and that reason is rarely good. Here is the short version of how to read a yield without falling for the headline.
Plain-language guides to budgeting, debt, savings, and credit — the foundations everything else stands on.
Dividend stocks, index funds, REITs, bonds, and the tax-advantaged accounts that let you keep more of it.
Honest numbers on freelancing, gig work, e-commerce, and the small businesses you can start on a weekend.